Millions of mobile users could get faster, more reliable calls and data. A State Bank of India-led group of lenders has reportedly agreed to lend Vodafone Idea about $3.5 billion (roughly Rs 31,000 crore) to upgrade its 4G and 5G network and narrow the gap with rivals. A strong third operator keeps competition — and tariffs — in check for everyone. It is a reported agreement, and Vi's debt stays high.