When a big bank lends more and keeps bad loans low, families and businesses get easier credit and savers stay secure. ICICI Bank's Q2 FY27 net profit rose 20% to ₹14,843 crore, with net interest income up 17.7% to ₹25,339 crore. Loans grew 30% and gross bad loans fell to 1.20% from 1.58%, showing strong, well-managed lending.
